The Amazon Credit Card has very few negatives, especially if you’re a loyal Amazon consumer.
This credit card will let you earn rewards at any retailer that accepts Visa. The card itself is issued by Chase. It also has amazing rewards for Whole Foods and Amazon.
Just like most decent credit cards, this one will also offer reward points anytime you shop at gas stations, restaurants, and more.
The annual membership fee of $0 is worth it considering how much you get in return. Free products, free shipping, and free music & video streaming services are just a few of the perks. However, if you don’t do enough shopping with Amazon to justify that membership, we recommend looking elsewhere.
Amazon Credit Card – Is It Worth It In 2023?
- Card is instantly issued after approval
- Prime members get 5% cash back at Amazon and Whole Foods
- Redeem reward points at any time
- Reward points can be used towards Amazon purchases
- Receive $100 gift card after an approval
- No annual fee
This card is perfect for shoppers who enjoy browsing at Amazon.com or Whole Foods, since it offers some of the highest rewards in the industry.
Unlike other credit cards, the Amazon credit card will let you use your reward points in several different ways.
With your Amazon credit card rewards, you’ll be able to use them directly on Amazon purchases, get cashback, or purchase other store gift cards. Other reward programs usually stick to one avenue, unlike this one.
You’re already aware of the 5% return at Amazon and Whole Foods. On top of that high percentage return, you’ll also get 2% at gas stations and restaurants and a typical 1% everywhere else.
Little Amazon or Whole Foods Usage
Do you need a Prime membership to apply for the Amazon credit card? The answer yes. You’ll need an Amazon Prime membership to qualify for the credit card.
With that being said, if you don’t have a prime membership, then this credit card can technically have an annual fee (Prime membership fee).
If you don’t shop much at Amazon or whole foods, then the reward program won’t be beneficial for you.
Is the Amazon credit card worth it? Our conclusion is yes. Especially if you’re a frequent Amazon or Whole Foods shopper. You can’t beat the 5% back on the Amazon credit card.
If you like specific store cards, check out the Old Navy credit card, the Home Depot Credit Card, or the Best Buy credit card reviews.